Roamly vs Goodsam: Which Camper Van Insurance is Best for You?

Choosing the right insurance for your camper van can be as crucial as selecting the vehicle itself. Dive into an in-depth comparison of Roamly and Good Sam to discover which provider meets your nomadic needs.

• Understanding Camper Van Insurance Needs
• Exploring the Coverage Options: Roamly vs Good Sam

Understanding Camper Van Insurance Needs

When it comes to camper van insurance, it's important to understand your specific needs. Whether you're a seasoned camper van owner or a prospective buyer, having the right insurance coverage is essential for protecting your investment and providing peace of mind.

Camper van insurance typically includes coverage for physical damage, liability, and personal belongings. While these are the basic components, it's important to consider additional coverage options such as roadside assistance, rental reimbursement, and full-timer coverage if you live in your camper van full-time.

By understanding your camper van insurance needs, you can better evaluate the coverage options provided by Roamly and Good Sam to determine which provider offers the best fit for you.

Exploring the Coverage Options: Roamly vs Good Sam

Roamly and Good Sam are both well-known insurance providers in the camper van industry. However, they may differ in terms of the coverage options they offer.

Roamly provides comprehensive coverage for camper vans, including protection against:

• Accidents
• Theft
• Vandalism
• Natural disasters

They also offer coverage for personal belongings, emergency expenses, and roadside assistance.

On the other hand, Good Sam specializes in RV insurance and offers coverage for camper vans as well. Their policies may include protection against collision, comprehensive damage, and liability. They also provide coverage for personal belongings and offer roadside assistance. Moreover, unlike other insurance providers, Roamly enables you to lease out your camper van for rental income when it's not in use. While your coverage doesn't extend to renters, they have the option to purchase their own renter's insurance that kicks in from their reservation's start date until its end date.

Good Sam offers a range of RV coverage options that cater to the diverse needs of camper van owners. With every policy, you can benefit from up to $3,000 in personal effect coverage at no additional cost, ensuring that your belongings are safeguarded. Additionally, permanent attachments like awnings, antennas, and satellite dishes are automatically covered.

In the unfortunate event of an accident leaving you stranded over 100 miles from home, Good Sam steps in to cover the expenses for food and lodging.

Their comprehensive RV coverage packages include options for:

• Collision
• Liability

Additional features such as:

• Roadside assistance
• Vacation liability
• Personal effects coverage
• Total loss replacement
• Pet injury coverage
• Storage options

Good Sam covers a wide range of RV types, including:

• Bus conversions
• Class A, B, or C motorhomes
• Travel trailers
• Truck campers
• Fifth-wheels
• Pop-ups
• Utility trailers, and even horse trailers

While specific pricing details may not be listed on their website, Good Sam offers various discounts based on your insurance coverage needs. Factors influencing pricing include your age, driving history, RV specifications, deductible amount, and credit history, with potential savings of up to $500 per year on multiple coverages.

Conclusion: If your goal is to find camper van insurance that permits you to generate rental income when your vehicle is idle, Roamly stands out as the optimal choice to meet those needs.

Secure a Camper Van Insurance Quote in 60 Seconds!

_{Roamly Trust Pilot Reviews}